College Bound… But Are They Covered?

As college students across Connecticut prepare for the fall semester, ensuring proper insurance coverage now can avoid a lot of headaches later.

More than 200,000 students will soon be heading back to colleges and universities across Connecticut. They’re taking with them expensive items such as laptop computers, cell phones and other electronic devices, as well as furnishings for their dorm rooms and apartments. Many students don’t understand how proper coverage can bring considerable peace of mind to their parents.
“Making sure that college students are covered now can avoid many headaches for families later,” said Tom Beidleman, Vice President of Insurance for AAA Allied Group.  “We want to make sure students know what their insurance needs are, regardless of where they live while they’re away for college.”
AAA Insurance offers these important tips for parents and students:

  • Parents should check their current homeowners’ insurance policy to verify dependent coverage for students living in dormitories. Many homeowners’ insurance plans will provide up to 10% of the homeowners personal property coverage for undergraduate students living in a dormitory.


  • Parents may be eligible for a credit on their auto insurance policies if a child is going to college more than 100 miles away without a vehicle. Ask your insurer about possible credits.


  • Renters insurance will cover content and liability for students living off campus in apartments, but the student’s name must be listed on the lease.

To learn more about insurance coverage needs for college students, call 855-732-0145 or visit www.aaa.com.

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